Canadian Credit Card Point Bonus Comparison

Aeroplan & Membership Rewards Points

These points are desirable as they can be redeemed for a much higher value than their "Approximate Cash Value" if you book a sweetspot flight.

Aeroplan & Membership Rewards
Credit Card Comparison
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Card (Click Here to Sort) Fee Point Type Total Point Bonus Realistic Point Bonus Approximate Cash Value Bonus Cash Value Total Bonus Value Minus Fee Minimum Spend Requirement MSR Time (In Months) Spend Per Month Cash Value per Minimum Spend Requirement Personal Income Bank Perks Offer
Amex Marriott Bonvoy Business $150
Marriott BonvoyMB
18
50,000
20
50,000
19
$450
05
$0
13
$300
12
$1,500
9
3
12
$500
13
0.6
07
$0
Amex
1 Free Night after 1st year, Improved status at Mariott propertiesH
GCR/Ref
Amex Gold Business $199
Membership RewardsMR
30
110,000
27
70,000
29
$700
27
$125
31
$626
22
$5,000
12
3
25
$1,666
18
0.38
11
$0
Amex GCR/Ref
Amex Business Edge $100
Membership RewardsMR
25
67,000
24
55,000
25
$550
10
$0
23
$451
23
$5,000
14
3
26
$1,666
20
0.27
12
$0
Amex
10x points on specific purchases up to 10,000 extra pointsP
Ref
BMO AM WE Business Mastercard $0*
Air MilesAM
06
3,000
07
3,000
13
$375
14
$0
18
$375
24
$5,000
19
3
28
$1,666
26
0.23
16
$0
BMO
TD Business Aeroplan Visa $0* Aeroplan
23
60,000
12
30,000
12
$300
16
$0
14
$300
25
$5,000
20
3
29
$1,666
28
0.18
17
$0
TD
Nexus CreditN
Amex Business Platinum $499
Membership RewardsMR
27
90,000
29
90,000
30
$900
29
$150
24
$551
29
$10,000
18
3
30
$3,333
29
0.16
15
$0
Amex
Unlimited Lounge Access, Nexus Credit, Travel Credit, Status at Hotels, YYZ Benefits, Amex OffersLNHA
GCR/Ref
Last Updated April 10th, 2023

Notes

Not Financial Advice
This website is not financial advice and may not have up-to-date information. Please do your own reserach.
Bonus Cash Value
"Bonus Cash Value" calculates non point bonuses like rebates, cashback, credits, and other cash equivelants that do not come to you as points.
Cash Value per M.S.R.
"Cash Value per Minimum Spend Requirement" shows the most amount of value you get per dollar spend (the higher the better)
Assumptions
This chart assumes you want to spend the least amount of money to earn the most amount of points. It ignores the value of lounge visits, exclusive offers, companion passes, etc.
First Year Free
* means first year free. After your first year there is likely an annual fee. In almost all cases you can cancel the card before the second year annual fee.