Canadian Credit Card Point Bonus Comparison

Aeroplan & Membership Rewards Points

These points are desirable as they can be redeemed for a much higher value than their "Approximate Cash Value" if you book a sweetspot flight.

Aeroplan & Membership Rewards Other Points Business Cards
Aeroplan & Membership Rewards
Credit Card Comparison
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Card (Click Here to Sort) Fee Point Type Total Point Bonus Realistic Point Bonus Approximate Cash Value Bonus Cash Value Total Bonus Value Minus Fee Minimum Spend Requirement MSR Time (In Months) Spend Per Month Cash Value per Minimum Spend Requirement Personal Income Bank Perks Offer
CIBC Aeroplan Visa Infinite $0* Aeroplan
12
45,000
15
45,000
16
$450
02
$0
21
$450
04
$1,000
24
4
04
$250
02
1.80
22
$60,000		 CIBC
Free Checked Bag for 2 on Air CanadaB
TD Aeroplan Visa Infinite $139 Aeroplan
13
45,000
16
45,000
17
$450
28
$150
25
$461
05
$1,000
04
3
05
$333
03
1.38
23
$60,000		 TD
Free 1st Checked Bag for 8 on Air CanadaB
Amex Aeroplan $120 Aeroplan
15
50,000
17
50,000
21
$500
21
$60
20
$440
14
$3,000
26
6
10
$500
07
0.88
02
$0		 Amex
Free 1st Checked Bag for 9 on Air CanadaB
 GCR/Ref
TD Aeroplan Platinum $0* Aeroplan
08
20,000
08
20,000
03
$200
06
$0
03
$200
09
$1,000
10
3
09
$333
14
0.6
08
$0		 TD
TD Aeroplan Visa Privilege $599 Aeroplan
32
115,000
31
115,000
32
$1,150
07
$0
29
$551
32
$12,000
31
12
20
$1,000
15
0.55
32
$150,000		 TD
Unlimited Lounge Access, Nexus Credit, Priority Airport Services, Free 1st Checked Bag for 8 passangers on Air CanadaLNBA
Amex Cobalt $156
Membership RewardsMR
09
40,000
14
40,000
15
$400
08
$0
06
$244
27
$6,000
32
12
13
$500
16
0.49
09
$0		 Amex
5x Points on Eats & DrinksP
 GCR/LW
Amex Gold $250
Membership RewardsMR
21
70,000
25
60,000
26
$600
25
$100
22
$450
33
$12,000
33
12
21
$1,000
17
0.45
10
$0		 Amex
4 Lounge Passes, Nexus Credit, Hotel BenefitsLNH
 Perk/GCR
Amex Aeroplan Reserve $599 Aeroplan
29
85,000
30
85,000
30
$850
11
$0
10
$251
28
$6,000
30
6
24
$1,000
21
0.25
13
$0		 Amex
Unlimited Lounge Access, Nexus Credit, Priority Airport Services, Free 1st Checked Bag for 8 passangers on Air CanadaLNBA
 GCR/Ref
Amex Platinum $699
Membership RewardsMR
28
90,000
26
90,000
31
$900
32
$350
28
$551
31
$7,500
22
3
32
$2,500
30
0.22
19
$0		 Amex
Unlimited Lounge Access, Nexus Credit, Travel Credit, Status at Hotels, YYZ Benefits, Amex OffersLNHA
 GCR/Ref
Last Updated April 10th, 2023

Notes

Not Financial Advice
This website is not financial advice and may not have up-to-date information. Please do your own reserach.
Bonus Cash Value
"Bonus Cash Value" calculates non point bonuses like rebates, cashback, credits, and other cash equivelants that do not come to you as points.
Cash Value per M.S.R.
"Cash Value per Minimum Spend Requirement" shows the most amount of value you get per dollar spend (the higher the better)
Assumptions
This chart assumes you want to spend the least amount of money to earn the most amount of points. It ignores the value of lounge visits, exclusive offers, companion passes, etc.
First Year Free
* means first year free. After your first year there is likely an annual fee. In almost all cases you can cancel the card before the second year annual fee.